SSDI Survivor Benefits for Widows in New Orleans
Financial Help In Your Time Of Need
When you lose your spouse, it’s emotionally devastating.
Your loss could also mean financial pain. On top of your grief, you have bills to worry about.
Here’s an avenue for you to get help: If your husband or wife was receiving Social Security Disability (SSD) or regular Social Security retirement benefits, you may be eligible to receive widow or widower benefits.
But the bureaucratic chore of claiming SSD survivor benefits can be discouraging.
Thankfully, you don’t have to do all the work.
You can enlist a professional. Gary Sells Disability Advocate has more than 35 years of experience helping people in the New Orleans area get the disability benefits they need — and deserve.
If you need to collect widow or widower disability benefits, contact us for a free evaluation of your case.
How Do I Qualify for SSD Survivor Benefits?
The Social Security Administration (SSA) says you qualify for survivor benefits if:
- You’re at full Social Security retirement age. In that case, you could receive 100% of your spouse’s SSD benefit.
- You’re at least 60, but not yet full retirement age. You could receive 71.5% to 99% of your spouse’s benefit.
- You’re at least 50 and have a disability that started before your spouse died, or within seven years of your spouse’s death. You could receive 71.5% of your spouse’s benefit.
- You care for a child under age 16, or one who has a disability, who receives survivor benefits based on your spouse’s Social Security record. You could receive 75% of your spouse’s benefit.
If you’re a widow or widower who needs a survivor’s SSD benefit, get a professional experienced in handling cases like yours to help you qualify.
What Documentation Do I Need For Spousal Benefits?
To start the process of applying for survivor’s benefits, you’ll need:
1) A death certificate for your spouse
2) Social Security numbers for yourself and your spouse
3) A birth certificate for your spouse
4) A marriage certificate or license
5) Tax returns from recent years
What Else Should I Know?
After years of handling SSD cases, professional disability advocate Gary Sells has seen all of these situations:
–– Widows at full retirement age who have their own work history with Social Security might be eligible for a greater benefit than what they would receive from their deceased spouse’s disability benefit.
You choose whichever benefit is more.
–– If you remarry after age 60 (age 50 if disabled), your remarriage does not affect your eligibility for survivor’s benefits.
–– SSA requires a widow or widower to have been married to the deceased spouse for at least nine months. But there are numerous exceptions, for example if the deceased was killed in an accident.
The SSA has an online planner that provides details for surviving divorced spouses, for minor or disabled children and even for a surviving worker’s parent.
Professional Help Makes A Difference
You can encounter numerous issues when applying for SSD survivor benefits as a widow or widower. Social Security Disability has its own system of rules, even its own judges who decide on benefits.
That’s why it makes sense to get a professional to present your case.
Gary Sells is a professional disability advocate dedicated to helping hardworking people in Louisiana and Mississippi win benefits.
His wife Marcia Finkelstein is an attorney who focuses on disability law. They and their staff work exclusively helping people win disability benefits.
You lost your spouse. To get through a difficult time, get all the assistance that’s due to you.
There’s no fee until you win.
Contact Us Now!
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