Top 6 Reasons Why Disability Claims Are Denied
See What Could Be Lowering Your Chances
When health problems force you out of work, life can become difficult.
How do you pay your normal expenses? What if you have mounting medical bills on top of that? The prospect of a financial disaster can add stress to your life at the worst possible time.
So, you applied for Social Security Disability benefits. The monthly checks are meant for people in your position, ensuring financial security while you focus on feeling your best.
Then you got denied. What now?
A silver lining: winning Social Security Disability benefits can be quite difficult, so you’re not alone. And at our office, we see clients win on appeal often.
If you were left baffled by a Social Security Disability rejection, keep reading to find out our most common reasons for denials:
1. You Didn’t Fill Out Your Forms Correctly
The Social Security system can be foreign to outsiders, filled with rules, regulations and forms that are daunting to finish. We’ve seen errors of all kinds—even simple clerical mistakes—return a denial.
Your case needs to be clearly presented, with each form filled correctly in order to give yourself the best chance of winning.
2. Lack of Medical Evidence
To even be considered for approval, you must have every bit of evidence possible neatly laid out in your application. You’ll need to include things like:
- Hospital records
- Doctor’s reports
- Treatment information
- Testimonials from coworkers, friends and family
- And more
You can’t leave anything pertinent out. It’s a mistake we unfortunately see too often.
3. Failure to Get Consistent Medical Treatment
If you’re applying for Social Security Disability, you must adhere to your doctor’s instructions in order to be approved.
If Social Security sees that you aren’t, you could be denied for “treatment non-compliance.” They will assume that if you follow the correct treatment plan, you would be able to work full time.
There are some exceptions to this rule, but we don’t see this approved often.
4. Failure to Cooperate with the Social Security Administration
No matter how you feel, you have to cooperate in order to be considered. That means allowing them to access your medical records or even submitting to a consultative exam. Cooperation is of the utmost importance if you want to win benefits.
5. Your Income
We also see confusion about which Social Security Disability program is best for you. There are two different programs:
- Social Security Disability Insurance (SSDI) is meant for those with a significant enough work history who have paid enough taxes into the Social Security system over their career.
- Supplemental Security Income (SSI), on the other hand, is meant for those with limited income and/or those who struggle with disability from a young age.
6. Failure to Seek Out Legal Help
The process can sound pretty intimidating, right?
That’s why there’s an entire industry of disability lawyers and advocates who help people win the benefits they need. Filling out an application blindly, with no in-depth knowledge of the Social Security system or the people making important decisions about your livelihood can be a scary prospect.
It’s important to have someone knowledgeable on your side.
An experienced disability representative will know how to properly fill out your application, gather the correct evidence and know how to navigate the system.
If you’re struggling with getting disability benefits, get in touch with a local disability advocate to get the help you need.
And if you’re in the New Orleans metro area and have been denied, call Gary Sells today.